Amader™ Cloud Funding (Murabaha-Based Trade Model)
1. Declaration Statement
This Shariah Compliance Declaration is issued to clarify that Amader™ Cloud Funding is structured and operated in accordance with Islamic Shariah principles, specifically based on a Murabaha (cost-plus trade) and asset-backed business model.
This declaration applies to all investors, stakeholders, and related parties participating in the Amader™ Cloud Funding initiative.
2. Nature of the Investment
Amader™ Cloud Funding is not a loan, not an interest-bearing scheme, and not a donation.
It is a trade-based, asset-backed investment model, where funds are utilized to purchase real and identifiable assets, namely:
These assets are then stored, processed, and utilized for the production of Amader™ Ghani Vanga Mustard Oil.
3. Shariah Basis of the Model
The investment model follows the fundamental principles of Murabaha and Islamic trade, which include:
Profit is generated from actual trade and value addition, not from the passage of time or lending money.
4. Ownership & Asset Backing
Funds provided by investors are used to purchase mustard seed, which is:
During the trade cycle, the investment remains asset-backed, ensuring compliance with Islamic ownership principles.
5. Use of Funds
Collected funds are utilized exclusively for:
Funds are not used for speculative, non-halal, or interest-based activities.
6. Cost Deduction Policy
Before calculating distributable profit, actual business expenses are deducted, including but not limited to:
These costs are considered legitimate trade expenses and are not treated as profit.
7. Profit Generation & Distribution
Profit arises from:
After deduction of actual costs, the remaining Net Business Benefit is distributed as follows:
No fixed or guaranteed interest is promised.
8. Risk Sharing Principle
In accordance with Shariah principles:
This ensures compliance with the Islamic principle of risk-sharing (Al-Ghunm bil-Ghurm).
9. Tenure & Exit Policy
Immediate exit is not guaranteed due to the asset-backed nature of the investment.
10. Transparency & Audit
To ensure trust and accountability:
11. Prohibited Elements (Explicitly Excluded)
This investment model strictly excludes:
12. Compliance Declaration
Amader™ hereby declares that:
This Cloud Funding model is designed and executed as a Shariah-compliant, asset-backed Murabaha trade structure, aligned with Islamic business ethics and principles.
All operational decisions are taken with due consideration to Shariah compliance, transparency, and fairness among all parties.
13. Legal Disclaimer
This Shariah Compliance Declaration is provided for informational and clarification purposes only.
Final rights, obligations, and conditions shall be governed exclusively by the written Murabaha Agreement executed between the parties.
Issued by:
Amader eBuy Ltd.
(Amader™ Brand Owner)